Our Mission

At Amigo AI, our mission is to simplify personal finance management for iOS users by providing intuitive and automated solutions. We strive to make managing your finances effortless, accurate, and insightful through the integration of generative models.

Our Story

Founded by indie developer Tirupati Balan, Amigo AI was born out of a personal need to address the challenges of managing finances on iOS devices. The lack of SMS synchronization and the tedious nature of manual transaction logging made it difficult to maintain consistent financial records. Determined to find a better way, Tirupati embarked on creating an app that would not only automate these tasks but also provide intelligent insights to help users make informed financial decisions.

What We Do


Amigo AI is a personal finance app for iOS that helps users manage their finances effortlessly with the power of AI. By leveraging advanced machine learning, it delivers real-time, actionable insights to make budgeting and tracking simple and intuitive.

How Amigo AI Solves Key Financial Challenges

  • Automated Transaction Logging: Syncs with mail to automatically log and categorize transactions, keeping your financial data updated without manual input.

  • Intelligent Budgeting: Analyzes spending habits to create dynamic budgets and offers personalized insights to help you make smarter financial choices.

  • Personalized Financial Guidance: Tailors financial advice based on your spending patterns and goals, providing real-time recommendations to help you achieve long-term financial success.

  • Privacy and Security: Your financial data is securely stored in your iCloud, ensuring only you have access, with privacy at the forefront through CloudKit integration.

Please note: We are in the process of finalizing our TAC security compliance. You may encounter a "Not Safe" warning during Gmail login, which we are actively working to resolve promptly.

Data Storage and Privacy

Secure Financial Data Management with iCloud and CloudKit

Encrypted Personal Storage
Encrypted Personal Storage

Your financial data is stored directly in your own iCloud storage within a secure container managed by CloudKit, ensuring only you have access to your data content.

Developer Access Limited to Schema
Developer Access Limited to Schema

Developers interact only with the schema and metadata—the structure of the data—not the data itself, preserving the confidentiality of your financial information.

User-Controlled Decryption
User-Controlled Decryption

Only you possess the key to decrypt and access your data. Our servers manage the database schema and app functionality without the ability to decrypt your data.

Secure Workflow for Amigo AI

Amigo AI protects user data by using secure processes, validation, and AI technologies for safe, personalized financial insights.

Device Validation & Encryption
Device Validation & Encryption

Each user request includes a device token validated via Apple’s DeviceCheck API, ensuring secure access from verified devices only. Data is encrypted in transit to protect privacy.

AI Processing with Groq
AI Processing with Groq

LangChain manages conversation context, while LangGraph coordinates multiple financial agents to handle specific tasks. LangSmith continuously monitors performance, and Groq’s hardware accelerates response times, ensuring quick, efficient processing.

Data Privacy & Compliance
Data Privacy & Compliance

After each session, memory is cleared to meet GDPR standards, ensuring minimal data retention. Regular audits are conducted to maintain compliance and data security.

Leveraging Fast AI Inference

Groq

How Amigo AI Chatbot Works – Simple Explanation

Here’s a quick overview of how it works:

  1. Secure Start:
    When you open Amigo AI and make a request (like asking about your budget or expenses), the app immediately encrypts (locks) your data on your device. This means your information is protected before it even leaves your phone.

  2. Verified Connection:
    To make sure that the request is really coming from your Amigo AI app, it checks your device’s identity with Apple’s DeviceCheck. This is like the app saying, “Is this the right device?” and Apple confirming it before allowing any data to go through.

  3. Intelligent Processing:

    • LangChain: This part of Amigo AI keeps track of what you’re asking, remembering the context to provide more accurate answers (like remembering your last question).

    • LangGraph: Imagine you have a group of mini financial experts for budgeting, spending, and saving – that’s what LangGraph does by sending your question to the right “expert.”

    • Groq Hardware: Groq speeds things up by processing requests faster. This makes sure you get your answers quickly, even when the app is working on complex data.

  4. Smart Monitoring:
    LangSmith keeps an eye on how well Amigo AI is doing. It learns from each interaction, improving the accuracy of its responses based on how people use the app. This ensures you get more relevant financial advice over time.

  5. Secure Delivery and Cleanup:
    Once Amigo AI has your answer, it encrypts it again and sends it back to your phone securely. After you get the answer, the app clears any temporary data, so nothing unnecessary is stored.

  6. Regular Checks for Privacy Compliance:
    Amigo AI follows strict privacy rules (like GDPR) to protect your data. Regular audits (checks) ensure that your personal information is handled responsibly and securely.

    By using open-source models, Amigo AI delivers sophisticated financial insights while maintaining flexibility and responsiveness.


Additional Key Features of App

  • Automated Transaction Logging: Every time you open Amigo AI, your transactions are automatically synced and categorized. The app’s delta sync ensures records remain accurate without manual input.

  • Multi-Platform Integration: Amigo AI offers UPI Payment Logging, Apple Watch compatibility, and iMessage support, enabling users to manage finances from any device.

  • Customizable Insights: Users can adjust insights using their own OpenAI keys, personalizing Amigo AI to fit their unique financial needs.

Your Trusted Financial Companion
Amigo AI is designed to be an intelligent financial advisor, offering real-time insights and tailored recommendations that make users smart to take control of their financial future—all with the security and privacy they expect.

Stay Connected and Informed

For more information about how we handle your data and your rights, visit our detailed Privacy Policy and Terms & Conditions. These documents provide a comprehensive overview of our practices and your privacy, ensuring you are fully informed about the security and usage of your data.

For direct inquiries or further assistance, please contact Tirupati Balan at hello@amigo.finance. Tirupati is committed to providing support and addressing your concerns promptly.

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