Privacy Policy for Amigo - AI

Introduction

Amigo - AI, developed by Tirupati Balan, provides financial management services as a freemium app. This Privacy Policy explains how we collect, use, and protect personal information in compliance with the General Data Protection Regulation (GDPR) and other applicable privacy laws.

By using Amigo - AI, you agree to this Privacy Policy. Terms used in this policy have the same meanings as in our Terms and Conditions, available within the app, unless otherwise defined here.

Information Collection and Use

For a better user experience, we may request access to specific information. Amigo - AI collects only the minimum data necessary to provide and improve our services. We prioritize your privacy, and all data collected is used solely for the purpose of delivering personalized financial insights. Here’s what we collect:

Data We Collect:

Device Information: Includes device model, operating system, unique device identifiers, session times, and app interaction patterns.
Push Notification Tokens: Used to send important alerts and updates.
Analytics Identifiers: Helps us understand app usage for improvement purposes.
Transaction Data: When accessing Gmail for financial data, Amigo - AI uses Google Workspace APIs to retrieve only the metadata (sender, recipient, date, subject) and transaction-related content from emails. This data is processed solely for identifying financial transactions to provide insights.

We take your data privacy seriously. Here’s how we handle your data:

Sharing: We do not share your information with third parties except for the purposes outlined in this policy. For example, transaction-related data may be shared with trusted third-party services strictly to facilitate app functionalities.
Transfer: Your data is not transferred to any other party outside of the necessary service providers listed below.
Disclosure: We do not disclose your information to third parties for any purpose other than:
1. Legal compliance (e.g., if required by law or in response to valid legal processes).
2. Protecting our rights, property, or safety, or those of our users.

Data Usage, Retention, and Storage

Data Minimization and Storage:

We do not permanently store transaction data on our servers. Information is temporarily processed using secure methods and is stored only as long as necessary to complete the requested task.
LangChain Memory Use: For conversations, Amigo - AI uses LangChain to remember relevant context, improving the personalized experience. Data in memory is temporary and automatically cleared after each session, ensuring that user data is not retained unnecessarily.

Security Measures:

HTTPS Encryption: All data transmitted between the app and our server is encrypted with HTTPS to prevent unauthorized access.
End-to-End Encryption: Sensitive data sent to our server and temporarily stored in memory for conversational context is encrypted, keeping your information private and secure.
Device Token Validation: We validate each iOS device token through Apple’s DeviceCheck API to ensure only legitimate Amigo app users can access the service.

Third-Party Services

We use reputable third-party services to support app functions. These providers are required to comply with GDPR and are restricted from using your data for any purposes other than those outlined here. Third-party services we use include:

Google Analytics for Firebase: Helps us understand user behavior within the app to improve functionality and user experience.
Firebase Crashlytics: Provides real-time crash reporting and diagnostics, helping us identify and fix issues for a smoother experience.
One Signal: Enables us to send push notifications to users, keeping them informed about updates and alerts.
RevenueCat: Helps manage in-app purchases and subscriptions securely and in compliance with user data regulations.
Countly: Provides analytics tools to measure and optimize app performance and user engagement.
Mixpanel: Used for tracking user interaction patterns, helping us make data-driven improvements to the app.

Google Sign-In allows us to access transaction-related emails to provide financial insights. Amigo - AI accesses only the email metadata (such as sender, recipient, date, and subject) and the content of transaction-related emails. No other data from Google accounts is accessed or stored.

Data Limitations: Data accessed from Gmail is strictly limited to transaction-related information, and we do not use this data for training AI or machine learning models. It is only used to deliver personalized financial insights and is handled securely.
Transparency: We disclose that no personal or transaction-related data is shared or disclosed to unauthorized parties.

In compliance with GDPR, users have the following rights:

Right to Access: You may request access to the personal data we hold about you.
Right to Rectification: If you believe your information is incorrect, you can request corrections.
Right to Erasure: You can request deletion of your data if it is no longer necessary for the purpose collected.
Right to Restrict Processing: You may request a limit on data processing under certain circumstances.
Right to Data Portability: You can obtain a copy of your data in a machine-readable format.

To exercise any of these rights, contact us at hello@amigo.finance.

Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page, and significant updates will be communicated through the app. This policy is effective as of 2024-03-05.

Contact Us

If you have questions or suggestions regarding our Privacy Policy, please reach out to us at hello@amigo.finance.