Privacy Policy for Amigo - AI

Introduction
Amigo - AI, developed by Tirupati Balan, provides financial management services as a freemium app. This Privacy Policy explains how we collect, use, and protect personal information in compliance with the General Data Protection Regulation (GDPR) and other applicable privacy laws.

By using Amigo - AI, you agree to this Privacy Policy. Terms used in this policy have the same meanings as in our Terms and Conditions, available within the app, unless otherwise defined here.

Information Collection and Use

For a better user experience, we may request access to specific information. Amigo - AI collects only the minimum data necessary to provide and improve our services. We prioritize your privacy, and all data collected is used solely for the purpose of delivering personalized financial insights. Here’s what we collect:

• Device Information: Includes device model, operating system, unique device identifiers, session times, and app interaction patterns.

• Push Notification Tokens: Used to send important alerts and updates.

• Analytics Identifiers: Helps us understand app usage for improvement purposes.

• Transaction Data: When accessing Gmail for financial data, Amigo - AI uses Google Workspace APIs to retrieve only the metadata (sender, recipient, date, subject) and transaction-related content from emails. This data is processed solely for identifying financial transactions to provide insights.

Data Usage, Retention, and Storage

• Data Minimization and Storage: We do not permanently store transaction data on our servers. Information is temporarily processed using secure methods and is stored only as long as necessary to complete the requested task.

• LangChain Memory Use: For conversations, Amigo - AI uses LangChain to remember relevant context, improving the personalized experience. Data in memory is temporary and automatically cleared after each session, ensuring that user data is not retained unnecessarily.

Data Security and Transmission

We employ strict security measures to protect user data:

1. HTTPS Encryption: All data transmitted between the app and our server is encrypted with HTTPS to prevent unauthorized access.

2. End-to-End Encryption: Sensitive data sent to our server and temporarily stored in memory for conversational context is encrypted, keeping your information private and secure.

3. Device Token Validation: We validate each iOS device token through Apple’s DeviceCheck API to ensure only legitimate Amigo app users can access the service.

GDPR Compliance and User Rights

In compliance with GDPR, users have the following rights:

• Right to Access: You may request access to the personal data we hold about you.

• Right to Rectification: If you believe your information is incorrect, you can request corrections.

• Right to Erasure: You can request deletion of your data if it is no longer necessary for the purpose collected.

• Right to Restrict Processing: You may request a limit on data processing under certain circumstances.

• Right to Data Portability: You can obtain a copy of your data in a machine-readable format.

To exercise any of these rights, contact us at hello@amigo.finance.

Third-Party Services

We use reputable third-party services to support app functions. These providers are required to comply with GDPR and are restricted from using your data for any purposes other than those outlined here. Third-party services we use include:

• Google Analytics for Firebase
  Firebase Analytics helps us understand user behavior within the app to improve functionality and user experience.

• Firebase Crashlytics
  Crashlytics provides real-time crash reporting and diagnostics, helping us identify and fix issues for a smoother experience.

• One Signal
  One Signal enables us to send push notifications to users, keeping them informed about updates and alerts.

• RevenueCat
  RevenueCat helps manage in-app purchases and subscriptions securely and in compliance with user data regulations.

• Countly
  Countly provides analytics tools to measure and optimize app performance and user engagement.

• Mixpanel
  Mixpanel is used for tracking user interaction patterns, helping us make data-driven improvements to the app.

Log Data

In case of an error, we collect Log Data, which may include your device IP address, device name, operating system version, and app settings. This data helps us improve the service and troubleshoot issues.

Cookies

Amigo - AI does not use cookies explicitly. However, third-party libraries within the app may use cookies to enhance their services. You can manage cookie preferences through your device settings.

Google Sign-In and Google Workspace API Usage

Google Sign-In allows us to access transaction-related emails to provide financial insights. Amigo - AI accesses only the email metadata (such as sender, recipient, date, and subject) and the content of transaction-related emails. No other data from Google accounts is accessed or stored.

• Data Limitations: Data accessed from Gmail is strictly limited to transaction-related information, and we do not use this data for training AI or machine learning models. It is only used to deliver personalized financial insights and is handled securely.

Security Measures

We implement commercially reasonable security practices to safeguard your information. While we strive to protect your data, please note that no method of transmission or storage is 100% secure.

Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page, and significant updates will be communicated through the app. This policy is effective as of 2024-03-05.

Contact Us

If you have questions or suggestions regarding our Privacy Policy, please reach out to us at hello@amigo.finance.